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IEI ALERT | U.S. Mortgage Credit Reporting Reform Remains Unresolved
The U.S. consumer credit-reporting industry remains in suspense. The anticipated October 12 announcement by the Federal Housing Finance Agency (FHFA) did not materialize. On October 17, FHFA Director Bill Pulte reiterated that the agency is studying the use of one or...
Private Credit and AI Infrastructure: Are the Warning Signs Beginning to Converge?
An industry observer's review of the week ending October 16, 2026 The past week has produced a series of developments that deserve closer attention from lenders, investors and the credit-information industry. Sharply rising financing costs for AI infrastructure,...
Moody’s and Allvue: A New Window into Private Credit Risk
The information industry is beginning to address one of private credit's most significant weaknesses: the lack of independently comparable information on deteriorating borrowers. On October 1, 2026, Moody's Analytics and Allvue Systems announced the launch of the...
Cyber Security Trends: The Threat Landscape Is Changing Faster Than Our Defenses
An Intrepid Explorers Review — October 2026 Cybersecurity is entering a new phase of risk. Artificial intelligence is accelerating attacks, machine identities and autonomous agents are expanding internal security exposure, and software vulnerabilities are being...
Guarding Against Insider Threats In An AI World
Machine Identities now Outnumber Human Workers by 109 to One As AI continues to develop and more businesses embed it into operations, AI agents are quickly becoming the most significant insider threat. In fact, research suggests that machine identities now outnumber...