Welcome to Intrepid Explorers
Is the U.S. Credit Information Market About to Change?
Something unusual is happening in the U.S. consumer credit information industry. Share prices of Fair Isaac, Equifax, TransUnion and Experian have been under pressure for some time. The pressure accelerated in September as the Federal Housing Finance Agency (FHFA)...
AI Does Not Need a Brake. It Needs a Governance System.
If you ask me, the debate over slowing down artificial intelligence may be asking the wrong question. Some AI industry leaders are warning that increasingly powerful models may need to be developed more slowly. Others argue that slowing development could sacrifice...
The AI Identity Explosion – Why the Next Cyber Crisis Won’t Start with Malware
According to a recent study, machine identities now outnumber human users by 109 to 1. AI is playing a major role in intensifying this problem by adding a rapidly growing population of digital identities that require access to organisational systems and data. The...
China Is Closing the Window on Commercial Transparency
If You Ask Me… China is closing the window on commercial trust at precisely the time when everyone in commerce is looking for greater trust—in data, in relationships, and through greater transparency, cybersecurity and governance. Two recent announcements from China...
If You Ask Me… Whatever Happened to China’s E-Commerce Revolution?
More than twenty years ago, when we established BIIA in Asia, it was impossible to discuss China's emerging information economy without talking about Alibaba. Alibaba represented something genuinely new. E-commerce was growing at extraordinary speed, but from my...